Lean Technologies and Ziina Launch UAE’s First One-Tap Pay by Bank Experience Under Open Finance
Lean Technologies and Ziina have launched the UAE’s first One-Tap Pay by Bank experience under the country’s Open Finance framework, marking a major milestone in the evolution of account-to-account payments across the region.
Built on Lean’s Deposits solution, the new capability allows Ziina users to securely connect their bank account once and complete future wallet top-ups with a single tap, eliminating the need to repeatedly enter credentials or be redirected to banking portals.
The launch highlights a significant shift in the UAE’s Pay by Bank landscape. While the payment method has previously been limited to one-time instant transactions, the latest development demonstrates the ability of the infrastructure to support recurring, low-friction payment experiences designed for everyday use.
Developed through a partnership between Lean and Ziina, the solution combines Ziina’s consumer-focused payment experience with Lean’s Open Finance infrastructure, showcasing how account-to-account payments can power increasingly seamless digital payment journeys.
Omar Hamada, VP of Sales at Lean, said:
"Pay by Bank has been live in the UAE for some time, but until now, it has only been available as single instant payments. Working with Ziina, we've shown that the infrastructure is capable of supporting recurring, low-effort payment experiences, the kind that make a payment method genuinely part of how people pay every day. That is the direction the market is heading, and this is the first example of it.”
Talal Toukan, Co-Founder and Head of Engineering at Ziina, added:
"People expect financial products to be as simple and intuitive as the best consumer technology they use every day. Funding your wallet is one of the most common actions within Ziina, so making that experience faster and more seamless was a natural next step for us. Working with Lean, we've been able to reduce friction in a way that makes managing and moving money feel more effortless for our users."
The announcement was made during "Pay by Bank: The Default Way to Pay," Lean’s flagship industry event, which brought together more than 150 leaders from banking, fintech, commerce, and regulatory sectors to discuss the future of account-to-account payments in the UAE and the wider region.
Since its establishment in 2019, Lean Technologies has supported more than 400 companies, processed over $5 billion in transaction volume, connected more than 2 million accounts, and facilitated over 3 million account verifications across the MENA region.
Founded in 2020, Ziina is a UAE-licensed fintech platform serving more than 260,000 businesses and consumers, offering a range of digital financial services including instant transfers, payment links, QR payments, Tap to Pay solutions, and digital payment cards.
