Riyadh-based credit infrastructure startup Orbii has raised $3.6 million in seed funding, led by Prosus Ventures, with participation from VentureSouq, DASH Ventures, Taz Investments, and Sanabil 500.
Founded in 2024 by Nauman Ali, Nasara Mughal, and Guillaume Kieffer, Orbii is an AI-powered embedded lending platform that enables banks, fintechs, and B2B ecosystems to launch and scale SME credit products. The platform integrates with POS and ERP systems, leveraging machine learning to underwrite, disburse, and monitor loans in real time.
The company highlights that its approach significantly reduces defaults and boosts approvals compared to traditional manual lending processes, positioning it as a key enabler of SME finance in the region.
Nauman Ali, Orbii’s Co-founder and CEO, said:
“We envision a MENA where every business can access credit instantly, embedded within the systems and workflows they already use. Credit decisioning won’t be a process, it’ll be a reflex.”
Robin Voogd, Head of Middle East Investments at Prosus Ventures, added:
“Nauman and his leadership team combine rare technical skill with deep market understanding, and they’ve built a platform that is transforming SME lending in MENA, making credit faster, smarter, and more accessible.”
Orbii’s customers already include digital lenders, fintechs, and payment companies developing credit products for underserved SMEs. The startup has processed thousands of applications and millions of dollars in approved loans.
The fresh funds will be directed to scaling engineering and data science teams, deepening integrations with financial platforms, and expanding its footprint in Saudi Arabia and the UAE. Orbii aims to power $1 billion in SME loans by 2026.
